Address:
South Florida
Phone Number
1-888-123-4567
Email
info@essentiahealthgroup.com
Why Essentia is the smart choice for all your health insurance needs
Here are some reasons we believe we can provide you with the best health coverage options around
AFFORDABLE OPTIONS
Health coverage can be expensive nowadays, making it even more important to have affordable options. We collaborate with the finest companies in the market, offering services that combine quality and competitive pricing.
THE RIGHT COVERAGE
Having the appropriate health coverage to meet your needs is crucial, and we are here to assist you in finding the right provider with suitable services that fit your budget.
LETS SAVE MONEY
Making the right choice when it comes to health coverage is of utmost importance. Whether you require medical attention, examinations, or medications, we can assist you in selecting the appropriate provider and help you save money in the process.
GET EXPERT ADVICE
Numerous health insurance providers exist, but finding the one that suits your needs is crucial. With our extensive experience and market knowledge, we will guide you through the process and assist you in making the right decision.
GET EXPERT SUPPORT
If you encounter any issues with your current health insurance provider or wish to upgrade your coverage, our team of experts is here to assist you. Give us a call and speak to our support team. We are ready to help!
CUSTOMER SERVICE
We take great pride in offering exceptional customer service. If you have any questions or require more information about our products and services, please don't hesitate to contact us. We are here to assist you!
About Us
It's no secret that medical costs have risen dramatically, making it increasingly challenging for Americans to afford healthcare. Our mission is to enhance access, affordability, and choice for individuals and small employers seeking health insurance.
With numerous options available, finding the right one for you and your family, while also fitting your budget, is a crucial concern you might have right now. To address this, we have conducted a thorough assessment of the best and most affordable health insurance coverages available to the American people. We are now offering our assistance in getting the right insurance coverage that suits your needs.
Our team consists of highly knowledgeable professionals well-versed in the healthcare market and available options. They are here to help and guide you through the process.
Give us a call today and speak with one of our experts to find the right health insurance coverage for you!
Services we provide
Here are some of the amazing healthcare options we offer
Medicare Advantage
Designed to be an all-in-one solution, Medicare Advantage Plans are offered by Medicare-approved private insurance companies. There are several types of Medicare Advantage Plans available, depending on your insurance provider and location.
Health Insurance
Being healthy is important to everyone. One of the ways to stay healthy is to visit your doctor regularly, but without health insurance, visiting the doctor is difficult. That’s why it is so important for our community to understand all of the options available.
Dental Insurance
Dental insurance helps cover the costs you pay each time you see the dentist including cleanings and X-rays. Dental Insurance is typically defined as type of health insurance and may on occasion be referred to as dental plan.
Vision Insurance
The biggest benefit of vision insurance is it covers or cuts the cost of eye exams and medical eye care. Some plans also save you money on eyeglasses, contact lenses and even vision correction surgery like LASIK. How much vision insurance will save you depends on your particular plan.
Hearing Insurance
Hearing is essential for maintaining relationships and connections with friends and family, fully participating in team and community activities, and experiencing life events. Hearing makes it possible to engage, listen, laugh, and enjoy many of the things that help shape your quality of life.
Health Insurance Advisor
We work for you, not the insurance companies. We value you as our client and put your needs and budget first when finding a plan for you. There is no cost to you when you use our services to find a Medicare or Health Insurance plan.
How Health Insurance Covers Expenses
Here are some benefits covered by a health insurance
Deductible
When you select and sign up for a private health insurance plan will likely include a deductible, which is a set amount you must pay out of pocket before your insurance coverage begins for the plan year. During the selection process deductible is an important variable to compare when you are looking for the right plan for your needs and budget.
Copays
Some private health insurance plans will have a copayment instead of coinsurance. PPO and HMO plans frequently offer this feature, which is a set amount you pay out of pocket for each medical service rendered while your insurance covers the rest of the bill. Please this important fact when you consider your health insurance options.
Coinsurance
Once you make the payment of the deductible, your insurance plan will begin covering the cost of much of your medical bills. If you have coinsurance, you will pay a percentage of your medical cost, while your medical insurance will pay the rest. All these important fact should be consider when selecting the right coverage for you.
Out-Of-Pocket
Here is another important fact to consider when selecting a coverage: The out-of-pocket maximum ensures you will have a limit on the total amount you might have to pay for your medical services throughout the year. In order for your insurance to cover 100% of your medical expenses for that year, you have met your out-of-pocket maximum.
Reviews
We are very popular. Don't believe us? Just read what our clients are saying!
Marylin F.
I was looking for the right coverage for me and my family as a supplement because I get a very good insurance through my company but we needed a little more coverage and Essentia Health Group Helped us find a supplement that was perfect for us.
Justin M.
Just graduated from college a few years ago and opened my own business. Things are tight but going in the right direction. I'm single and needed to find me a health insurance just because you never know and Essentia Health helped me get there.
Kevin J.
I was consider get a Medicare Supplement for many years now but never really understood what needed to be done, how much would cost and even if I really needed it. They helped me understand and acquire a supplement that's affordable and works perfect for my situation.
Do you have any question?
Feel free to contact us anytime.
Contact Us
Serving All 50 States
Find The Right Coverage
In a few easy steps we can help you find the right health care coverage for your and your family.
Frequently Asked Question
The ACA requires fully insured group and individual health plans (both on and off the public exchange/Marketplace) to provide coverage for a core package of health care services, known as “essential health benefits”. This rule also applies to many self-funded health plans sponsored by employers and unions. This requirement intends to balance comprehensiveness and affordability for consumers by ensuring essential services are covered and consumer out-of-pocket expenses are limited.
Generally, an employer or union who sponsors a group health plan, or a health insurance issuer offering group or individual health insurance coverage, also may not establish any annual or lifetime maximum on the dollar amount of essential health benefits for any individual. This prohibition exists whether the services are provided within a plan’s healthcare network or out-of-network.
The family glitch was a flaw in the Affordable Care Act (ACA) that left many families without access to affordable health insurance. It occurred because the law’s definition of “affordable” only applied to the individual coverage offered by employers, not the more expensive family coverage. This meant that some families were unable to qualify for premium tax credits, even if they were offered individual coverage that was affordable. In this article, we’ll discuss the family glitch and the negative impact it had on families, as well as the family glitch final rule that was introduced to address this problem.
Many middle-income Americans are having a difficult time affording their Obamacare premiums.
In a recent study conducted by the Kaiser Family Foundation (KFF) found that while premiums for ACA marketplace plans have mostly held steady (with the 2018 average for family coverage being $1,191 and the 2019 average being $1,154, according to eHealth), middle income Americans are still having trouble affording their coverage.
According to healthcare.gov, 2019 health insurance is unaffordable if it costs more than 9.89% of a household’s modified adjusted gross income (MAGI) to pay for the lowest cost plan possible.
It is no secret that medical costs have risen dramatically, making it nearly impossible for Americans to afford the high price of health care. Our goal is to increase access, affordability, and choice for individuals and small employers purchasing health insurance.
We understand there are many options out there but which one is the right one for you and your family? And which one you fit your budget? Those are very important questions that you are probably asking yourself right now.
We made an assessment of the best and most affordable health insurance coverages available to the American people and we are now offering to help you get the right insurance coverage to fit your needs.
Yes, absolutely. If you are having any issues with your current health insurance provider or need to upgrade your coverage, our team of experts are here to help you. Gives a call and talk to our support team.